The Bill Pay & Debt Tracker Google Sheets Formula
The Bill Pay & Debt Tracker
Take control of your monthly bills and debt with one simple tracker designed to help you see exactly where your money is going and what you still owe.
This tracker allows you to organize your monthly expenses while also keeping a closer eye on loans and credit cards, including the interest being charged along the way.
What You Can Track
đź’µ Monthly Bills & Expenses
Due date
Bill/expense
Total amount owed
Minimum payment
Payment amount
Payment date
Remaining balance
Paycheck 1 or Paycheck 2
Payment checkboxes for easy tracking
đź’ł Debt & Credit Card Tracking
Interest rate
Interest charged
Payments made
Remaining balance
Track how your balance changes over time
📊 See the Bigger Picture Instead of simply checking off whether a bill was paid, you can track your payments and see how much remains—especially helpful for loans and credit cards where interest can make it harder to see your true progress.
Google Sheets Version A digital, formula-based version that does the calculations for you, making it easier to track payments, interest, and remaining balances without having to calculate everything manually.
Perfect For
✔️ Monthly bill organization✔️ Debt payoff journeys✔️ Credit card tracking✔️ Loan repayment tracking✔️ Budgeting & money management✔️ Anyone who wants a clearer picture of their monthly obligations
